Your money, exactly as you said it
Nothing optimized. Nothing quietly cleaned up to spare your feelings.

- Four buckets, not forty categories. Goals, Monthly Commitments, Irregular, Flexible Spending. That's the whole taxonomy, and it fits in your head.
- Walked one bucket at a time. Slow on purpose. You get to absorb it instead of scanning it and remembering none of it.
- Honest even when it stings. If the month comes up short, it says so. A flattering picture is one more thing you'd have to pretend to believe.


